Kildare Has High Rebuilding Ireland Homeloan Refusal Rates.

Friday, 7 May 2021 10:16

So, too, do Cork and Kerry.

A government agency has turned down 48 per cent of first-time buyers who've applied for a Rebuilding Ireland home loan this year.

Kildare, Kerry and Cork city were among the areas with high refusal rates.

Eoghan Murphy reports:

A Rebuilding Ireland home loan is a government-backed scheme for first-time buyers.

They have to fulfil a number of criteria - single applicants must earn less than 50,000 euro a year, and the threshold for a couple is 75,000.

The Housing Agency assesses applications for local authorities.

Of the 582 made in the first three months of this year, the Housing Agency recommended councils approve only 302.

It said 280 should be rejected.

It recommended 22 of the 29 applications in Kerry be turned down.

The majority of applications in several other areas also got rejection recommendations, including Cork city, Kildare, Wicklow and Wexford.

Local Authority	Applications Assessed	Recommended to Approve	Recommended to Decline
Carlow County Council	4	1	3
Cavan County Council	2	2	0
Clare County Council	5	2	3
Cork City Council	31	15	16
Cork County Council	45	24	21
Donegal County Council	9	5	4
Dublin City Council	48	34	14
Dún Laoghaire-Rathdown County Council	17	9	8
Fingal County Council	56	34	22
Galway City Council	9	6	3
Galway County Council	16	8	8
Kerry County Council	29	7	22
Kildare County Council	42	19	23
Kilkenny County Council	19	10	9
Laois County Council	13	6	7
Leitrim County Council	4	2	2
Limerick City & County Council	17	7	10
Longford County Council	13	8	5
Louth County Council	17	9	8
Mayo County Council	10	3	7
Meath County Council	16	10	6
Monaghan County Council	5	2	3
Offaly County Council	6	2	4
Roscommon County Council	3	3	0
Sligo County Council	8	4	4
South Dublin County Council	39	22	17
Tipperary County Council	17	12	5
Waterford City & County Council	18	7	11
Westmeath County Council	5	5	0
Wexford County Council	22	10	12
Wicklow County Council	37	14	23
Total	582	302	280

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