Ceiling To Qualify For First Home Scheme in Kildare Rises To €475,000

Monday, 30 June 2025 11:19

By Eoin Beatty

The changes take effect from July 1st

The First Home Scheme, a €740m fund set up to help First-Time Buyers to bridge the gap between their mortgage, deposit and the price of a new home as part of the Government’s Housing for All strategy, is to be extended to more buyers.

This extension follows the latest of the scheme’s scheduled twice-yearly reviews of the price ceilings that apply to qualifying homes.

The review will result in increased price ceilings in 16 of Ireland’s 31 local authority areas including Kildare, with most of these 16 local authority areas seeing an increase of €25,000 in the relevant ceiling.

The house and apartment price ceiling in Kildare is now €475,000.

The changes, which take effect from 1st July, will allow additional First-Time Buyers to qualify for the Scheme.

These people would have been ineligible for the Scheme until now if the price of their chosen home was above the price ceiling for their local authority area.

The changes may also encourage the supply of additional new homes in areas with low stock of new homes currently.

The aim of the price ceilings is to ensure the Scheme can benefit as many people as possible without causing distortion in local housing markets.

The Scheme will continue to review the ceilings on a twice-yearly basis, with its next review in early 2026.

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